Disclaimer

General Information Only

 The information provided on this website is for general informational purposes only and should not be considered financial, legal, or professional advice. While we strive to ensure the accuracy and reliability of the content, Home Loan Club makes no representations or warranties of any kind regarding its completeness, accuracy, or suitability for any purpose.

No Financial or Legal Advice

Home Loan Club does not provide financial, credit, or legal advice of any kind. The tools, calculators, and content on this website are designed to assist users in making informed decisions but do not constitute financial, credit, or legal advice. We recommend consulting a qualified financial advisor, mortgage broker, or legal professional before making any financial commitments.

Broker Matching and Lead Generation Service Only

Home Loan Club operates solely as a broker matching and lead generation platform. We do not arrange, facilitate, or negotiate loans, nor do we provide credit assistance or credit services as defined under the National Consumer Credit Protection Act 2009. No client relationship is created between Home Loan Club and users of this website. HomeLoanClub.com.au connects consumers with licensed mortgage brokers and receives a referral fee for each connection. Any information provided should not be relied upon as a substitute for independent professional advice.

Compliance with Australian Laws

Home Loan Club operates in accordance with Australian financial regulations and consumer protection laws. All financial products and services advertised or referenced on this website are subject to the laws and guidelines set by the Australian Securities and Investments Commission (ASIC) and other relevant regulatory bodies. Users should verify all financial information with accredited professionals before proceeding.

Third-Party Links & Services

Home Loan Club may include links to third-party websites or provide access to third-party services. We do not endorse or take responsibility for the content, accuracy, or reliability of any external websites. Any dealings with third-party providers are at your own risk. Any referral to a mortgage broker or service provider does not constitute an endorsement or recommendation by Home Loan Club. Users are responsible for conducting their own due diligence before engaging with any referred party.

No Guarantee of Loan Approval

Using our platform or engaging with mortgage brokers through Home Loan Club does not guarantee loan approval or any specific financial outcome. All loans are subject to lender approval, terms, and conditions, including credit assessments and eligibility criteria as required by Australian financial institutions and lending laws.

Referral and Third-Party Disclaimer

Home Loan Club acts solely as a broker matching and lead generation service and does not provide credit assistance, credit advice, or act as a credit provider. We are not licensed under the National Consumer Credit Protection Act 2009. Any referrals made via our platform are to independent mortgage brokers or service providers who operate under their own Australian Credit Licence (ACL). We make no representations about the qualifications, practices, or outcomes of any third-party provider. All dealings and agreements are strictly between you and the referred broker, and Home Loan Club accepts no liability for any loss, damage, or dissatisfaction arising from those dealings.

Changes & Updates

Home Loan Club reserves the right to update or modify this website’s content, including disclaimers and policies, at any time without prior notice. It is your responsibility to review this page periodically to stay informed of any changes.

Limitation of Liability

Home Loan Club is not liable for any loss or damage arising from the use of this website, reliance on its content, or any errors or omissions in the information provided. By using this site, you agree to do so at your own discretion and risk. Nothing in this disclaimer limits any rights you may have under Australian Consumer Law. If you have any questions or require further clarification, please contact us directly.